FundFlow
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FundFlow logoFUNDFLOW
Personal Finance, Understood

FundFlow

Your Money, Understood.

AI-powered personal finance that turns financial activity into understanding and action.

Incoming SMSShare-to-FundFlow
Merchant
Keells Super
Amount
LKR 4,500
Category
Food & Dining
The Problem

People earn money every month.
Most still don't know where it went.

01

Manual tracking is tedious

Recording every transaction by hand doesn't survive real life.

02

Financial data is fragmented

Bank SMS, receipts, wallets, and memory each hold a piece of the picture.

03

Spending patterns are hard to read

Raw numbers don't explain why behavior is changing.

04

People react too late

Without timely insight, course-correction happens after the damage.

Bank messages+ Receipts+ Wallet activity+ Memory A fragmented financial life
The Insight

Your bank already tells you what happened.
The missing layer is understanding.

Financial Activity
FundFlow
Context
Action

A prediction is only useful if it changes what a person does next.

The Shift

From recording money to understanding money.

Traditional
Manual Entry01
Static Charts02
User Interprets Everything03
Action Happens Late04
FundFlow
Bank / Message01
Automatic Capture02
Intelligent Categorization03
Personalized Insight04
Timely Action05
Product Experience & Film

Capture. Understand. Act.

See how FundFlow turns everyday transaction messages into financial clarity, automated tracking, and predictive insights.

FundFlow Product Video Preview
Story & Overview
3:50 mins
1080p HD

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SMS
LKR 4,500
Keells Super
FundFlow
Detects it
Review
Merchant: Keells Super
Category: Food & Dining
Add Transaction
Insight
This week, dining spend is up
18%
Share-to-FundFlow

Turn any bank message into a financial record.

Messages
Share
FundFlow
Review
Add

Users can share a bank or payment message directly with FundFlow and receive a pre-filled transaction ready to review.

Lower-friction capture

No manual entry — a shared message becomes a reviewed transaction.

Product discoverability

The feature is visible and explainable in a single share action.

A product-led growth loop

Every share is a natural, self-demonstrating product moment.

Note: coverage depends on the sending bank/payment provider's message format.

Product Ecosystem

One flow: capture, understand, improve, learn.

01 · CAPTURE
  • Bank SMS
  • Share-to-FundFlow
  • Manual entry
02 · UNDERSTAND
  • Categorization
  • Analytics
  • Financial Health
  • AI Daily Brief
03 · IMPROVE
  • Budgets
  • Goals
  • Coach
  • Missions
  • Smart Reminders
04 · LEARN
  • Behavioral signals
  • Prediction
  • Personalization
Intelligence Layer

Built to predict the next useful financial action.

Behavior
Prediction
Decision
Action
Outcome
Learning

A prediction does not automatically trigger a notification.

Before intervening, FundFlow's decision engine checks:

Context Usefulness User preferences Cooldown Duplicates

Only when a moment is genuinely useful does FundFlow act — an important differentiator from generic notification systems.

Why It Works

Built around how people actually manage money.

Transaction captureAutomatic, from bank SMS
SetupFree to start, no card required
Language support8 languages
Regional focusBuilt for South Asia first
Data useUnderstands patterns, doesn't just log them
How People Find Us

Word of mouth, built into the product.

1TikTok / Reels / Shorts
2Play Store
3Install
4Signup
5First Transaction
6Aha Moment
7Repeat Usage
8Retention
9Referral

Loop continues: retained users refer new users back into the top of funnel.

Financial pain Product demos Financial education Founder-led storytelling User stories
Where We're Live

Built for South Asia, starting at home.

Live Now
India
Sri Lanka
Coming Next
Bangladesh · Pakistan · Nepal · Japan
EnglishHindiSinhala TamilBengaliUrdu NepaliJapanese
Pricing

Free to start. Upgrade when you're ready.

FREE
  • Core tracking
  • SMS detection
  • Basic analytics
  • Goals
  • Budgets
PREMIUM
  • Advanced AI insights
  • Deeper financial coaching
  • Predictive intelligence
  • Advanced analytics
  • Automation & personalization

Future exploration: family plans and strategic partnerships.

Why FundFlow

From tracking, to understanding, to action.

Manual InputAutomatic CaptureAI InsightPersonalizationPredictive Assistance
Traditional trackers
Bank apps
Budgeting apps
AI finance tools
FundFlow
● full capability   ○ partial   — not present
Gets Smarter With You

Every useful interaction makes the product smarter.

01Behavioral dataset
02Financial context
03Category intelligence
04Personalization
05Predictive decisioning
06Product feedback loops
Usage
Data
Intelligence
Better Experience
More Usage
Roadmap

What's shipped, what's next.

NOW
  • Bank SMS detection
  • Share-to-FundFlow
  • AI Daily Brief
  • Financial Coach
  • Goals & Budgets
  • Smart reminders
  • Multi-language
LATER
  • Advanced financial planning
  • Deeper financial intelligence
  • Partnerships & ecosystem
Get Started

Your money, finally understood.

Free to download. No card required to get started.

Download for Android Notify me for iOS

Available in Sri Lanka and India today, expanding across South Asia.